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Discover the Possibilities

One Loan at a Time

Project Scenarios

View our different Project Scenarios to see how our loans work.

Don't see one that fits your situation? That's okay, we are here to help you navigate the process. 

Loan Programs

Our loan programs fit a variety of businesses with different needs within our region. The Downtown Loan programs are specific to the location of the business. Click below to see which one fits your business needs.

About Us

The mission of the NETEDC is to
assist companies with job
creation in our region through
the Business Development Loan
Fund (BDLF).

OUR CLIENTS

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Jose & Shannon Castillo

Spark Plaza

If it wasn’t for the Downtown Loan program, we absolutely wouldn’t have been able to purchase the building for our coworking space, Spark Plaza. This opportunity allowed us to move and ultimately grow our vibrant community of remote workers. We are grateful to be a part of this program and recommend it to anyone looking to invest in Downtown Johnson City.

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David Campbell

Campbell's Music Company

 With Ken Rea as my loan officer at NETEDC, he made sure all of the proper paperwork was gathered and submitted, and the process went very smoothly. I highly recommend Ken and NETDEC. If you’re in need of a very competitive low-interest loan to help grow your business,  develop and complete a project to benefit your company while growing our local economy, look no further than NETEDC.  You’ll know exactly what you have to pay and no fine print to decipher.

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Brandy Blevins

Erwin Outdoor Supply

We can't emphasize how amazing you guys have been throughout our business journey. You all were always there to help when I had questions. If it wasn’t for the advice, we couldn’t have done it.